Downpayment Assistance
Many home buyers can afford a monthly mortgage payment but may not be able to pay all or a portion of the down payment and/or closing costs needed to purchase a home. Down payment assistance programs can help.
As a first step in the process of meeting eligibility requirements, interested parties should schedule to attend a Homeownership Training Course with Step Up Suncoast - (941) 757-1166, Opt #1 or Community Solutions 360 - (941) 809-2231.
Home buyers interested in a down payment assistance program must work with one of Manatee County's Certified Lenders (see below). A certified lender must submit the application, not the homeowner.
Manatee County offers the following down payment assistance programs:
- Community Development Block Grant (CDBG): Household members must earn at or below 80% of the area median income adjusted by family size for the Bradenton/Sarasota MSA. Download Program Overview
- State Housing Initiative Program (SHIP): Household members must earn at or below 140% of the area median income adjusted by family size for the Bradenton/Sarasota MSA. Download Program Overview